when I started this blog five years ago, I was a pet sitter and the name animal-crackers made sense. now I'm a stay-at-home-dad and freelance writer, but rather than confuse everyone by getting a different blog, it's just easier to keep posting things here.

Dear Wall Street:

Sorry to see your problems have multiplied recently. I hear you're having a bit of a credit crisis. Since you've been so good to me over the years, I thought I'd offer to help out.

Here's the deal: I have this great credit card. We don't need to discuss the specifics, but it's got some room to use. And the rate -- well it's a credit card, so the rate is awesome!

I'll let you, Wall Street, use the card at cost, with the same terms I enjoy. Pay off the balance in 30 days and -- poof no interest. After that, well, it's a credit card so you know the rate is awesome!

In fact, I think we Americans, as the American people, we can ban together and we can all help. If everyone just took out their credit cards and handed them to Wall Street and give those financial wizards the same credit terms Wall Street gives us. It was be SO awesome!

Best regards,
Todd